Broker Check

Pre-Retirees & Retirees

Our decades of experience have taught us that retirement means something different for everyone. We make it our priority to understand your vision of "the good life" and help you optimize your resources so that, together, we can help you make it happen.

Our Retirement Planning process involves:

  • Understanding your particular vision of Retirement
  • Illustrating Retirement Income & Expense projections
  • Retirement Income Needs Analysis & corresponding savings strategies
  • Social Security claiming strategies
  • Tax Planning & Scenario Analysis
  • Evaluating the benefits of Roth Conversions and/or Qualified Charitable Distributions
  • Optimizing your non-retirement investments for increased tax efficiency
  • Analyzing your pension pay-out options
  • Stress-Testing your Financial Plan to determine your probability of success
  • Determining if contractually guaranteed annuities and/or Alternative Investments will benefit your Plan
  • Long-Term Care Analysis & Planning
  • Legacy Planning
  • Charitable Giving Strategies

Am I a Good Fit?

Our clients typically embody the following characteristics:

  • Age 50+ who are within 10 years of retirement or are currently retired
  • At least $500,000 saved for retirement
  • Willing to implement recommendations and add to savings to make progress toward financial goals
  • Looking to delegate Retirement Planning & Investment Management responsibilities to a Financial Advisor so that they can spend their time and energy enjoying life

A Service Model to Help You Determine Your Retirement-Readiness and Refine Your Retirement Income Strategy


  • 2-3 Initial Financial Planning Consultations
  • 3-4 Onboarding Meetings
  • 2 Financial Planning & Portfolio Review meetings per year (virtual or in-person)
  • Unlimited email & phone conversations & support

Financial Planning Areas:

  • Financial Goal Inventory & Progress
  • Retirement Plan Stress Testing
  • Retirement Income Distribution Strategy
  • Social Security Analysis & Optimization Strategy
  • Savings & Investment Strategies
  • Insurance Analysis (Life, Disability, & Long-Term Care)
  • Estate Planning Review
  • Tax Planning
  • Employee Benefits Review

Tools & Resources:

  • AdviceWorks client portal
  • MoneyGuidePro® Retirement Plan Stress Test
  • Asset-Map® Visual Balance Sheet
  • Holistiplan® Tax Report
  • Monthly & Quarterly Market Update digital subscription


  • Initial Financial Planning Set-Up Fee: $1,500
  • Ongoing Financial Planning: included in Investment Management Fee
  • Investment Management:
    • 1.20%/year: < $1mil
    • 1.00%/year: $1mil - $2mil
    • 0.80%/year: $2mil - $5mil
    • 0.60%/year: $5mil - $10mil
    • 0.50%/year: > $10mil 

What Is Your Next Step?

You only get one chance at retirement. We are confident that our experience, skill, and retirement income strategies will provide you with the security you need to enjoy your life without worrying about your money. Schedule a no-obligation virtual meeting with one of our Financial Advisors to get a feel for what it's like to work with us. 

Schedule an Initial Consultation