Independent Women

Women often face a multitude of significant financial decisions, especially during transitionary periods due to the unexpected loss of a spouse or a sudden divorce. We seek to come alongside you as advocates, empowering you to cut through the complexity and make decisions which set you up for long-term success.

While some of our Independent Women clients are independent by choice and may be Executives or Small Business Owners, many of our Independent Women clients have sought our counsel following a divorce or sudden loss of a spouse.

Divorcees

Divorcees encounter difficult financial circumstances which often requires specialized knowledge and personalized attention:

Qualified Domestic Relations Orders (QDRO)
Managing Investments
Social Security spousal benefits eligibility
College Planning for children
Trusts & other Estate Planning Concerns
Filing Tax Returns with Single status compressed brackets
Long-Term Care Planning

Widows

Women who suddenly lose their spouse are thrust into the position of being sole decision-makers in the midst of dealing with their grief. Hiring a Trusted Professional can provide comfort:

Managing Life Insurance Settlements
Managing Investments
Inheriting IRA & other Retirement Accounts
Social Security spousal eligibility
Pension Survivor Benefits
Filing Tax Returns with Single status compressed brackets
Long-Term Care Planning

A Free Guide for Divorcees

Download your Free Guide:

What Issues Should I Consider During My Divorce

A Free Guide For Widows

Download Your Free Guide:

What Issues Should I Consider If My Spouse Passed Away

Am I a Good Fit?

Our Independent Women clients typically possess the following characteristics:

Investment Assets > $500,000
Willing to implement recommendations to take ownership of financial future
Prefer to delegate Financial Planning & Investment Management to a Financial Advisor so that they can enjoy life without the stresses of going it alone and wondering if everything will turn out alright

A Service Model Designed to Provide Clarity in the Midst of Complexity

Interactions:

2 Initial Complimentary Consultations
3-4 Onboarding Meetings
1-2 Financial Planning & Portfolio Review meetings per year
Phone & email conversations & support as needed

Financial Planning Areas:

Financial Goal Inventory & Progress
Savings & Investment Strategy
QDRO & Retirement Account Management
Investment Management
College Education Funding Analysis & Implementation
Estate Planning Review
Tax Planning
Employee Benefits Review
Long Term Care Planning

Tools & Resources:

AdviceWorks® Client Portal
Asset-Map® Visual Balance Sheet
Monthly & Quarterly Market Update digital subscription

Pricing:

Initial Financial Plan Set-Up: fees are waived
Ongoing Financial Planning: included in the Investment Management fee
Investment Management:
- 1.20%/year: < $1mil
  1.00%/year: $1mil - $2mil
  0.80%/year: $2mil - $5mil
  0.60%/year: $5mil - $10mil
  0.50%/year: > $10mil

What Is Your Next Step?

Our first priority is to understand your situation so that we can provide the personal attention that your circumstances require. We want to position ourselves as your Advocate, a trusted partner working in your best interest.

We offer a complimentary consultation so that we can get to know each other without the pressure of signing any applications or contracts. If you think we might be a good fit to be your Trusted Financial Guide, feel free to schedule a complimentary consultation to meet with us virtually to gain a better sense of how we could work together.

Schedule a Complimentary Consultation

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