Estate Planning

Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate strategy can spell out your healthcare wishes and ensure that they're carried out – even if you are unable to communicate. It can even designate someone to manage your financial affairs should you be unable to do so.

Our Estate Planning process involves:

• Collaborating with your Estate Planning attorney to ensure that you have the proper documents in place
• Integrating your Estate Plan into your Financial Plan
• Reviewing your Beneficiary designations
• Storing your Estate Planning documents in a secure digital document vault
• Facilitating discussion between parents and adult children about eventual wealth transfer 
• Implementing strategies to avoid or minimize estate taxes, probate fees, and wealth transfer expenses
• Coordinating your Charitable Giving & Planned Giving Strategies with your Estate Plan

We collaborate with your tax and legal advisors to meet your Estate Planning needs. For a comprehensive review of your personal situation, always consult your tax and/or legal advisor. Neither Cetera Financial Specialist LLC nor any of its affiliates offer tax or legal service.

For a comprehensive review of your personal situation, always consult your tax and/or legal advisor. Neither Cetera Financial Specialist LLC nor any of its affiliates offer tax or legal service.